Loan Rates
Loan Rates
| Loan Description | Approximate Terms | APR* |
|---|---|---|
| First Mortgage (Credit Union Only) | 120 Months | Call for Rates |
| Second Mortgage (Credit Union Only) | 120 Months | Call for Rates |
| Certificate Secured | 60 Months | 2% over Certificate Rate |
| Helping Hands ($20 Application Fee, $500 Limit) | 3 Months | 18.00% |
| Christmas ($1,500 Limit, Oct. - Dec.) | 12 Months | As low as 9.20% |
| Vacation ($1,500 Limit) | 12 Months | As low as 9.20% |
| New Auto (90% of Retail) | Up to 84 Months | As low as 4.49% |
| New Auto (100% of Retail) | Up to 84 Months | As low as 4.99% |
| Refinance Auto (100% of Payoff, Up to 125% NADA value) | Up to 84 Months | As low as 4.99% |
| Semi-New Auto (90% of Retail, 501 - 15,000 Miles) | Up to 84 Months | As low as 4.49% |
| Used Auto (90% of NADA Retail) | Up to 84 Months | As low as 4.49% |
| New Motorcycle (100% of Retail) | Up to 84 Months | As low as 4.99% |
| Used Motorcycle (90% of Retail) | Up to 84 Months | As low as 4.49% |
| New Boats (90% of Retail) | Up to 84 Months | As low as 4.49% |
| Used Boats (90% of High NADA Retail) | Up to 84 Months | As low as 4.49% |
| New Non-Motorized RV (90% of Retail) | Up to 84 Months | As low as 4.49% |
| Used Non-Motorized RV (90% of NADA Retail) | Up to 84 Months | As low as 4.49% |
| New Motor Home (90% of Retail) | Term based on Value Up to 120 Months |
As low as 4.49% |
| Used Motor Home (90% of NADA Retail) | Term based on Value Up to 120 Months |
As low as 4.49% |
| Other Secured New Merchandise (90% of Retail) | Up to 84 Months | As low as 4.49% |
| Other Secured Used Merchandise (90% of Retail) | Up to 84 Months | As low as 4.49% |
| New Computers (100% of Retail) | Up to 24 Months | As low as 4.99% |
| Share Secured | Up to 60 Months | 2.20% |
| Personal | Up to 36 Months | As low as 9.20% |
| Line of Credit | Up to 60 Months | 8.90% |
| Debt Consolidation ($26,000 Maximum) | Up to 60 Months | As low as 9.20% |
| VISA Credit Card - Fixed Rate | 3% of owed balance | 9.90% |