Fee Schedule
Effective 10/01/2022
| MEMBERSHIP FEES | |
|---|---|
| Open Account | No Fee |
| Close Account Within First 6 Months | $25.00 |
|
SHARE SAVINGS ACCOUNT FEES (INCLUDING CLUB, KIDS, AND TEEN/STUDENT SAVINGS ACCOUNTS) |
|
|---|---|
| Share Savings Excess Withdrawal | $5.00/Withdrawal after 6 withdrawals per month |
| Christmas Club Withdrawal | $15.00/Withdrawal |
| Share Savings Excess Withdrawal/Transfer (Reg D) | $5.00/Withdrawal |
| Insufficient Funds | $30.00/item returned or paid |
| Manual Posting of NSF item | $20.00/item |
|
MONEY MARKET ACCOUNT FEES (fees also include all the regular share draft fees below) |
|
|---|---|
| Below Minimum Balance | $20.00/Month |
| Excessive drawal | $10.00/Withdrawal after 6 withdrawals per month |
| SHARE DRAFT CHECKING ACCOUNT FEES | |
|---|---|
| No monthly service fee on any share draft/checking account at NFCU | |
| Free Internet "Home Banking” | |
| Insufficient Funds | $30.00/item returned or paid |
| Stop Payment | $20.00/requested item |
| Share Draft Printing | Prices vary depending upon style and vendor |
| Replacement of Debit Card or PIN due to lost or stolen | $5.00 for a replacement and $10.00 for each subsequent replacement within a 12-month period |
| Replacement of Debit Card or PIN due to confirmed fraud or damage | $5.00/item, one free within a 12-month period |
| Manual Posting of NSF item | $20.00/item |
| Account Closure | $25.00 |
| Copy of paid draft | $5.00/item |
| ACH transfer | $2.00/No Fee Recurring |
| STUDENT SHARE DRAFT/CHECKING ACCOUNT FEES |
|---|
| No Monthly Service fee, with unlimited check writing and debit card transactions |
| No charge for 1* box of checks (NFCU logo only); each subsequent order varies by style and vendor |
| Available for members 16 to 25 years of age (must provide student I.D. after age 18) |
| DEBIT/ATM Card available upon approval |
Debit/ ATM Card available upon approval
Fee Schedule Effective 10/01/2022
ALL FEES ARE SUBJECT TO CHANGE
| OTHER SERVICE FEES | |
|---|---|
| Third-Party Teller Checks/Cashier Checks withdrawn from any account | $5.00/check after one free per month |
| Teller Check/Cashier Check stop payment | $25.00/request with approved documentation |
| Non-Member Check Cashing | $10.00/item |
| Account Reconciliation or Research | $25.00/hour |
| Statement Copy | $3.00/monthly statement |
| Deposited item return | $25.00/item |
| Incoming Wire Transfer | $20.00/item |
| Outgoing Wire Transfer | $20.00/item |
| ACH Transfer (savings only) | $2.00/item |
| Dormant Account | $5.00/month |
| ACH return of an originated item | $28.00/item |
| Skip-a-pay loan program | $20.00/qualified loan |
| Legal Process Fee (e.g., Levy, Attachment, Garnishment) Per Occurrence | $25.00/item |
| Notary (non-Member Only) | $10.00 |
| Noting of lien | Cost |
| Temporary Lien Fee | Cost |
| UCC Filing Fee | Cost |
| Late Loan Payment (15 or more late days) | $20.00 |
| Late Visa Payment | $20.00 |
| INTERNET BANKING (VIRTUAL BANKING) | |
|---|---|
| Home Banking | No Fee |
| Bill Pay- “Pay It” | $8.00/month |
| SHARE VALUE | |
|---|---|
| Par Value of One Share | $5.00 |