Investment Rates
Share Certificate Rates
Effective 04/01/2025
| Term | NFCU: $1,000-$74,999 | NFCU: $75,000 & over |
|---|---|---|
| 3 Months | 2.80% | 2.80% |
| 6 Months | 3.61% | 3.61% |
| 12 Months | 3.87% | 3.87% |
| 18 Months | 3.50% | 3.50% |
| 2 Years | 3.50% | 3.50% |
| 3 Years | 3.32% | 3.32% |
| 4 Years | 2.99% | 2.99% |
| 5 Years | 3.08% | 3.08% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.
Early withdrawal penalty applies.
Money Market Rates
Effective 03/01/2025
| Amounts | Rate | APY** |
|---|---|---|
| $25.00 - $4,999 | 1.30% | 1.30% |
| $5,000 - $9,999 | 1.80% | 1.80% |
| $10,000 - $19,999 | 2.30% | 2.30% |
| $20,000 & Up | 2.80% | 2.80% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
IRA Term Certificates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.
IRA Daily Account
Effective 01/01/2024
| Term | Rate | APY** |
|---|---|---|
| Daily | 0.75% | 0.75% |
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
Early withdrawal penalty applies.
IRA Term Account Rates
Effective 01/01/2024
| Term | APY** |
|---|---|
| 12 Months | 4.52% |
| 18 Months | 4.24% |
| 2 Years | 3.12% |
| 3 Years | 3.02% |
| 4 Years | 2.93% |
| 5 Years | 2.98% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
IRA Term Certificates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.