Loan Rates
Effective February 27, 2013
| Loan Description |
Approximate
Terms |
Annual Percentage
Rate |
First Mortgage
(Credit Union Only) |
120 Months |
5.25% |
Second Mortgage
(Credit Union Only) |
120 Months |
5.25% |
| Certificate Secured |
60 Months |
2% over
Certificate Rate |
Helping Hands
($20 Application Fee,
$500 Limit) |
3 Months |
18.00% |
Christmas
($1,000 Limit, Oct. - Dec.) |
12 Months |
10.00% |
Vacation
($1,200 Limit, June - Aug.) |
12 Months |
12.00% |
New Auto
(100% of Retail) |
60 Months |
As low as 1.99% |
New Auto
(100% of Retail,
$25,000 or Over) |
72 Months |
New Auto
(90% of Retail) |
60 Months |
As low as 1.99% |
New Auto
(90% of Retail,
$25,000 or Over) |
72 Months |
Used Auto
(90% of NADA Retail, $25,000 or Over) |
72 Months |
As low as 2.99% |
Used Auto
(90% of NADA Retail, $15,000 - $24,999) |
60 Months |
Used Auto
(90% of NADA Retail,
Less than $15,000) |
48 Months |
Refinance Auto
(After 1 Year, 100% Payoff) |
Same as
Used Auto |
As low as 1.99% |
Semi-New Auto
(90% of Retail,
501 - 15,000 Miles) |
72 Months |
As low as 2.99% |
New Motorcycle
(100% of Retail) |
72 Months |
As low as 3.99% |
Used Motorcycle
(90% of Retail) |
60 Months |
As low as 3.99% |
New Boats
(90% of Retail) |
72 Months |
As low as 3.99% |
Used Boats
(90% of High NADA Retail) |
60 Months |
As low as 3.99% |
New Non-Motorized RV
(90% of Retail) |
72 Months |
As low as 3.99% |
Used Non-Motorized RV
(90% of NADA Retail) |
72 Months |
As low as 3.99% |
New Motor Home
(90% of Retail) |
Term based on Value - Up to
120 Months |
As low as 3.99% |
Used Motor Home
(90% of NADA Retail) |
Term based on Value - Up to
72 Months |
As low as 3.99% |
Other Secured New Merchandise
(90% of Retail) |
48 Months |
As low as 3.99% |
Other Secured Used Merchandise
(90% of Retail) |
36 Months |
As low as 3.99% |
New Computers
(100% of Retail) |
24 Months |
As low as 3.99% |
| Share Secured |
36 Months |
3.25% |
| Personal |
36 Months |
16.50% |
| Line of Credit |
36 Months |
8.90% |
Guarantor
($26,000 Maximum) |
60 Months |
16.50% |
Debt Consolidation
($26,000 Maximum) |
60 Months |
16.50% |
| VISA Credit Card |
3% of unpaid balance |
9.90% |
This rate sheet is for informational purposes only and is not intended to be a contract or agreement. Other terms and agreements may apply. Rates are subject to change. Contact credit union for current rates, account agreements and disclosures.
